A ground-motion trigger that pays on shaking at the site, not on epicentral distance.
San Jose site shaking · $5M limit
Inside the tool
What the underwriter actually works with.
A representative view of the Kampa Earthquake workspace for this scenario — coverage setup, the trigger ladder, and the priced result side by side. Figures are illustrative.
Site
San Jose, CA · 37.34°N, 121.89°W
Geometry
Single site
Measure
PGA (g)
Vs30
350 m/s
Catalog
AkshiSim 10,000yr
Ground-motion footprint
GMPE shaking at site per catalog event
PGA ladder
Model EL
$0.25M
per year
Trigger basis
GMPE → PGA
site amplified
Credibility
Review
~2.1× hist
Events
8,431
matched
Risk to decision
How the deal comes together.
Problem
A semiconductor fab near San Jose needs an earthquake liquidity layer, but a magnitude-only trigger pays on distant quakes that never shake the site — and can miss a moderate quake directly beneath it.
Structure
A site trigger on peak ground acceleration: $1M at 0.15g, $2.5M at 0.25g, and $5M at 0.40g. A GMPE converts every catalog event to on-site PGA before a tier matches.
Evidence
USGS history and a 10,000-year AkshiSim catalog are compared zone-by-zone; the Bay Area is flagged conservative (~2.1× historical) and the quote uses the AkshiSim rate without extra uplift.
Decision
The deal is quoted on physical shaking at the site (PGA), not epicentral distance, with the GMPE model basis stored on the record. Illustrative only.
See it on your own risk.
Enter the platform to structure and price this kind of deal end to end.