Weather PricingIllustrative

A Jul–Aug cooling-degree-day call, tested against burn history and an OU simulation.

Dallas summer CDD call · per-point payout

Inside the tool

What the underwriter actually works with.

A representative view of the Weather Pricing workspace for this scenario — coverage setup, the trigger ladder, and the priced result side by side. Figures are illustrative.

Contract

Station KDFW · Dallas-Fort Worth

Index

CDD base 65°F

Window

Jul 1 – Aug 31

Strike

1,380 CDD

Payoff

Call / point

Burn vs simulation

11-year history · OU Monte-Carlo

strike 1,380accumulated CDD by year

Run comparison

RunMeanHit
Burn1,35718%
OU MC1,35738%
σ daily107

EL / point

$21.7

OU MC

Hit rate

38%

simulated

Mean CDD

1,357

Stress

±°F · ×vol

scenario

Risk to decision

How the deal comes together.

Problem

A Texas power retailer loses margin in a cool summer when demand falls. Before taking it to treasury, they need to know whether a Jul–Aug CDD call struck at 1,380 is actually near the money.

Structure

Station KDFW, accumulated CDD base 65°F, Jul 1–Aug 31. A call above 1,380 CDD pays a set amount per index point, with an optional cap on aggregate payout.

Evidence

11 years of calendar-correct burn (mean 1,357, σ 107) sit beside an OU Monte-Carlo run; burn implies an 18% hit rate, the simulation 38%, and the user can stress the seasonal mean and volatility.

Decision

The strike reads near the money before loads are applied and the deal is saved. Illustrative only.

See it on your own risk.

Enter the platform to structure and price this kind of deal end to end.